We're building autonomous AI agents that forecast your cash flow, chase late invoices, and optimize payments — 24/7, at a fraction of the cost of a finance hire.
Right now, we're in discovery. Your pain points shape what we build.
We're in week 1 of customer discovery — talking directly to US small business owners before writing a single line of code. Founding customers shape the product and lock in pricing before we launch.
Not bad products. Not lack of customers. Cash flow mismanagement — and no affordable tools to fix it.
A part-time controller costs $60K–$90K/yr. A fractional CFO runs $120K+. Most SMBs under $5M can't justify it.
Chasing invoices, updating spreadsheets, reconciling accounts — time that should go into growing the business.
Float for forecasting, Bill.com for AP, spreadsheets for AR. No coordination, no shared context, three subscriptions.
HighRadius charges $50K–$500K/yr with 6-month implementations. The gap between QuickBooks and enterprise has no solution.
"I'm spending my Sunday nights manually updating cash flow spreadsheets. There has to be a better way."
— SMB owner, $2.1M manufacturing business, NJ · validated pain point"I missed an early-pay discount worth $8K last year because no one flagged it. A controller would have caught it."
— Founder, $3.4M services business, TX · validated use caseWe're not building better software. We're building AI agents that act — replacing $120K finance hires at 90%+ cost savings.
90-day ML-powered rolling forecast with scenario modeling. Know your runway before it's a crisis.
Year 1 · EssentialAutomated invoice tracking, intelligent reminder sequences, and payment links. Get paid 35% faster.
Year 1 · EssentialCapture early-pay discounts, avoid late fees, and time payments to protect your cash reserves.
Year 1 · Essential7 specialized AI agents that analyze your data, surface recommendations, and draft actions for your approval.
Year 2 · IntelligentAgents that execute — within thresholds you define. Collections, vendor negotiation, payments, all automated.
Year 2–3 · AutonomousAsk "What happens to my runway if my biggest client goes net-60?" and get an instant, actionable answer.
Year 2 · IntelligentEach agent is specialized, context-aware, and learns from your business patterns. Launching progressively across three tiers.
Forecasts 90-day cash position, detects crises early, and triggers proactive responses.
Essential · Year 1Manages the full AR cycle — reminders, follow-ups, payment plans, and escalations.
Essential · Year 1Times vendor payments to capture discounts, avoid late fees, and protect cash reserves.
Intelligent · Year 2Drafts and sends payment extension requests with AI-predicted success probability.
Intelligent · Year 2Answers natural-language questions and surfaces actionable patterns from your data.
Intelligent · Year 2Models what-if scenarios for hiring decisions, investments, and major cash events.
Intelligent · Year 2Configure business-specific automation workflows tailored to your operations.
Autonomous · Year 3More agents shaped
by your discovery input
We believe in building in public. Here's exactly what we're doing and when.
Conducting structured interviews with US SMB owners ($500K–$10M revenue) across services, agencies, e-commerce, and manufacturing. Validating the problem, pricing, and feature priorities before writing code.
Building the Essential tier — cash flow forecasting, AR automation, and AP management — informed directly by discovery findings. Founding customers get direct input on every sprint.
20 founding customers go live. Intensive feedback cycles, daily support, and rapid iteration to achieve NPS 60+ before opening to the public.
Open to all US SMBs. Begin development of the Intelligent tier — 7 AI agents that analyze, recommend, and execute with your approval.
We didn't invent the problem. The data has been pointing at this gap for years.
We're accepting a limited number of founding customers who get direct input into what we build — and pricing locked for life.
Cash flow forecasting, AR automation, and AP management. The foundation that replaces Float + Bill.com at a fraction of the cost.
All 7 AI agents in assisted mode. They analyze your data, recommend actions, and draft responses — you review and approve.
Agents that execute autonomously within thresholds you set. Full finance team automation — save 25 hrs/week.
No payment required now · Founding pricing locked on first invoice when product launches · No commitment to continue
No migration required. Connect in minutes, not months.
30 minutes with you shapes what thousands of businesses will use. And you lock in founding pricing for life.
No product pitch. No pressure. Just a conversation about your business.
Questions? hello@quarynt.com